Innovis – Computer Security Articles

Credit Freezes are Free: Let the Ice Age Begin

September 21, 2018 admin A Little Sunshine, annualcreditreport.com, ChexSystems, credit freeze, credit lock, credit monitoring, CreditKarma, Equifax, Experian, Innovis, NCTUE, optoutprescreen.com, security freeze, Security Tools, TransUnion

Credit to Author: BrianKrebs| Date: Fri, 21 Sep 2018 16:31:43 +0000

It is now free in every U.S. state to freeze and unfreeze your credit file and that of your dependents, a process that blocks identity thieves and others from looking at private details in your consumer credit history. If you’ve been holding out because you’re not particularly worried about ID theft, here’s another reason to reconsider: The credit bureaus profit from selling copies of your file to others, so freezing your file also lets you deny these dinosaurs a valuable revenue stream.

Independent Krebs

In a Few Days, Credit Freezes Will Be Fee-Free

September 10, 2018 admin alex holden, CFPB, Consumer Financial Protection Bureau, credit freeze, credit lock, CreditKarma, Equifax, Experian, Federal Trade Commission, FTC, Innovis, Lisa Holden, NCTUE, security freeze, Security Tools, The Coming Storm, TransUnion

Credit to Author: BrianKrebs| Date: Tue, 11 Sep 2018 02:26:06 +0000

Later this month, all of the three major consumer credit bureaus will be required to offer free credit freezes to all Americans and their dependents. Maybe you’ve been holding off freezing your credit file because your home state currently charges a fee for placing or thawing a credit freeze, or because you believe it’s just not worth the hassle. If that accurately describes your views on the matter, this post may well change your mind.

Independent Krebs

Think You’ve Got Your Credit Freezes Covered? Think Again.

May 9, 2018 admin A Little Sunshine, AT&T, California Utility Exchange, Carrie Kerskie, Centralized Credit Check Systems, Consumers Union, credit freeze, Equifax, Equifax Credit Information Services Inc, Equifax Information Services LLC, Experian, Google Chrome 66, Hodges University, Identity Fraud Institute, Innovis, National Consumer Telecommunications and Utilities Exchange, NCTUE, nctue.com, New York Data Exchange, security freeze, Symantec, Trans Union, Verizon

Credit to Author: BrianKrebs| Date: Wed, 09 May 2018 13:36:04 +0000

I spent a few days last week speaking at and attending a conference on responding to identity theft. The forum was held in Florida, one of the major epicenters for identity fraud complaints in United States. One gripe I heard from several presenters was that identity thieves increasingly are finding ways to open new mobile phone accounts in the names of people who have already frozen their credit files with the big-three credit bureaus. Here’s a look at what may be going on, and how you can protect yourself.

Independent Krebs

Think You’ve Got Your Credit Freezes Covered? Think Again.

Credit to Author: BrianKrebs| Date: Wed, 09 May 2018 13:36:04 +0000

I spent a few days last week speaking at and attending a conference on responding to identity theft. The forum was held in Florida, one of the major epicenters for identity fraud complaints in United States. One gripe I heard from several presenters was that identity thieves increasingly are finding ways to open new lines of credit for things like mobile phones on people who have already frozen their credit files with the big-three credit bureaus. Here’s a look at what may be going on, and how you can protect yourself.

Independent Krebs

The Equifax Breach: What You Should Know

September 11, 2017 admin ChexSystems, credit freeze, Equifax hack, Experian, Identity Theft, Innovis, Other, Trans Union

Credit to Author: BrianKrebs| Date: Tue, 12 Sep 2017 00:31:40 +0000

It remains unclear whether those responsible for stealing Social Security numbers and other data on as many as 143 million Americans from big-three credit bureau Equifax intend to sell this data to identity thieves. But if ever there was a reminder that you — the consumer — are ultimately responsible for protecting your financial future, this is it. Here’s what you need to know and what you should do in response to this unprecedented breach.